HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

Annual percentage yield (APY) is the effective annual rate of return on an investment. Learn how it accounts for compounding interest and how it differs from APR.

the Fed sees room Housing supply constraints An increase in mortgage interest rates mortgage rates could drift ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

An accrual rate is the interest percentage added to the principal of a financial product between payments. Learn how it applies to bonds, mortgages, and vacation time.

NPR's Michel Martin speaks with Mark Zandi, chief economist at Moody Analytics, about the Federal Reserve's decision to cut interest rates and what it means for consumers. We wanted to dig into this a ...

The neutral rate—the interest rate at which monetary policy is neither accommodative nor restrictive—is a theoretical concept that cannot be directly observed, only estimated. The neutral rate is an ...

Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.

Interest rates on Treasury Bills are currently 1.7% above their historic norm, supporting President Trump's call for rate cuts. Long-term Treasury Bond rates are in line with historical averages, ...

With mortgage rates as low as they have been in nearly a year, is now the time to buy a house? The U.S. housing market has been sluggish for years as homeowners locked into mortgage rates below 6% ...

We’ve seen cash yields begin to come down for the past year in anticipation of the Fed beginning to cut. Now that we’re seeing fixed-income yields come down a bit, that means that fixed-income ...

Funding rates are fees paid by traders to help keep futures and spot prices aligned. Their main purpose is to help traders watch and evaluate market sentiment and profits. Funding rates are beneficial ...